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	<title>Comments on: post off: where do you skimp or splurge?</title>
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	<description>Where people who love their homes click</description>
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		<title>By: Amber</title>
		<link>http://www.shelterrific.com/2008/09/05/skimp-splurge/comment-page-1#comment-7619</link>
		<dc:creator>Amber</dc:creator>
		<pubDate>Mon, 08 Sep 2008 15:39:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.shelterrific.com/?p=4879#comment-7619</guid>
		<description>K T G&#039;s comment reminded me of something my mother used to say -- with big purchases, save up to buy the best that you can afford.  That way you can&#039;t regret it.  You won&#039;t regret spending more than you pay for, and you won&#039;t regret not buying something nicer.

I instinctively do tons of research when I want to buy something, and almost always want &quot;the best&quot; in each category.  I try to remember her advice, since sometimes it&#039;s better to have what you need than to pine for what you want.</description>
		<content:encoded><![CDATA[<p>K T G&#8217;s comment reminded me of something my mother used to say &#8212; with big purchases, save up to buy the best that you can afford.  That way you can&#8217;t regret it.  You won&#8217;t regret spending more than you pay for, and you won&#8217;t regret not buying something nicer.</p>
<p>I instinctively do tons of research when I want to buy something, and almost always want &#8220;the best&#8221; in each category.  I try to remember her advice, since sometimes it&#8217;s better to have what you need than to pine for what you want.</p>
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		<title>By: K T G</title>
		<link>http://www.shelterrific.com/2008/09/05/skimp-splurge/comment-page-1#comment-7618</link>
		<dc:creator>K T G</dc:creator>
		<pubDate>Sat, 06 Sep 2008 19:24:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.shelterrific.com/?p=4879#comment-7618</guid>
		<description>When I was in college, I met a girl in my dorm who had a really good camera. I&#039;m not exactly sure how the topic came up but she told me something I have always tried to remember, and that is never to buy something cheap because that&#039;s all you can afford right now. Save up and buy the one you really want, the good one, the one that will last. I didn&#039;t really get along with her otherwise, so I kind of wonder what other wisdom she could share with me.

Growing up kind of lower middle class, we did tend to buy some cheap crap, and when you have something that already works, you&#039;re going to have to invent some justification to replace it with what you really wanted. It&#039;s called good money after bad. When you have a space and you&#039;re patient, you can put something that&#039;s really worth your money there. It&#039;s not called splurging, well, I mean, I guess there&#039;s still a difference between splurging on something fantastic and outrageously priced because you&#039;re in love with it, and spending more than you&#039;d normally consider on a good piece of furniture because it&#039;s smarter to do that than keep a rickety cheap piece of furniture you don&#039;t like just because it&#039;s not quite broken yet.

I think no matter how much money you make or don&#039;t make, and marrying makes this more complicated, people tend to carry certain rigid lessons with them along in life. This is most likely the reasons people like Tiffany can&#039;t make that click when she&#039;s on vacation. We&#039;ve already spent so much money... or...  we have to remember not to get too carried away now... or ... I wouldn&#039;t spend this much money on a present for myself when I&#039;m at home, so it doesn&#039;t make any sense to permit myself here.

I haven&#039;t really splurged too much in my house yet, I am still waiting for the pieces to come to me. I have had so much financial instability and moved a lot so I didn&#039;t buy new things or put them on my list until recently (last 2-3 years). I just always try to think about things differently from my parents. They would say things like easy come, easy go, here today, gone tomorrow, etc. I like to think I deserve nice things, that will work for a long time, and feel comfortable for myself, and I don&#039;t really want to resist that plan by filling niches with good enough for now. Without going crazy, I intend to live in this lifetime and not attempt to save up for the next one.</description>
		<content:encoded><![CDATA[<p>When I was in college, I met a girl in my dorm who had a really good camera. I&#8217;m not exactly sure how the topic came up but she told me something I have always tried to remember, and that is never to buy something cheap because that&#8217;s all you can afford right now. Save up and buy the one you really want, the good one, the one that will last. I didn&#8217;t really get along with her otherwise, so I kind of wonder what other wisdom she could share with me.</p>
<p>Growing up kind of lower middle class, we did tend to buy some cheap crap, and when you have something that already works, you&#8217;re going to have to invent some justification to replace it with what you really wanted. It&#8217;s called good money after bad. When you have a space and you&#8217;re patient, you can put something that&#8217;s really worth your money there. It&#8217;s not called splurging, well, I mean, I guess there&#8217;s still a difference between splurging on something fantastic and outrageously priced because you&#8217;re in love with it, and spending more than you&#8217;d normally consider on a good piece of furniture because it&#8217;s smarter to do that than keep a rickety cheap piece of furniture you don&#8217;t like just because it&#8217;s not quite broken yet.</p>
<p>I think no matter how much money you make or don&#8217;t make, and marrying makes this more complicated, people tend to carry certain rigid lessons with them along in life. This is most likely the reasons people like Tiffany can&#8217;t make that click when she&#8217;s on vacation. We&#8217;ve already spent so much money&#8230; or&#8230;  we have to remember not to get too carried away now&#8230; or &#8230; I wouldn&#8217;t spend this much money on a present for myself when I&#8217;m at home, so it doesn&#8217;t make any sense to permit myself here.</p>
<p>I haven&#8217;t really splurged too much in my house yet, I am still waiting for the pieces to come to me. I have had so much financial instability and moved a lot so I didn&#8217;t buy new things or put them on my list until recently (last 2-3 years). I just always try to think about things differently from my parents. They would say things like easy come, easy go, here today, gone tomorrow, etc. I like to think I deserve nice things, that will work for a long time, and feel comfortable for myself, and I don&#8217;t really want to resist that plan by filling niches with good enough for now. Without going crazy, I intend to live in this lifetime and not attempt to save up for the next one.</p>
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		<title>By: becky</title>
		<link>http://www.shelterrific.com/2008/09/05/skimp-splurge/comment-page-1#comment-7617</link>
		<dc:creator>becky</dc:creator>
		<pubDate>Sat, 06 Sep 2008 19:13:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.shelterrific.com/?p=4879#comment-7617</guid>
		<description>SPLURGE: Sofa (my butt is on it countless hours), Bed and Mattress. Handbags  and shoes - they instantly add style to inexpensive outfits. High threadcount sheets. Lighting. Plasma Samsung TV. Audi A6. the perfect black Narciso Rodriguez dress.

SCRIMP: Target T-shirts, esp. white ones that need to be tossed at the end of each summer, Banana Republic jeans over $300 brand-of-the-day,  Crate and Barrel Eva Zeisel china, treasure hunting at Neiman Marcus Last Call clearances (by the way, that&#039;s where most of the bags, shoes, Narciso, Etro, Tori Burch, etc. in my closet come from), retro vintage finds, thrift shopping for unique items. Rugs I am going to no doubt spill red wine on I get from IKEA. Red wine on a $99 rug is no big deal; Red Wine on a Madeline Winerib is a tragedy. Throw pillows I can change out whenever I need a new look - Victoria Hagan made some great ones for Target awhile back.

I guess the answer is this - seeking out high quality items at discounts, finding high style at Target, finding unique items with flair thrift shopping myself instead of spending a fortune at Pieces Atlanta (which if you have the $$ is an AMAZING store).</description>
		<content:encoded><![CDATA[<p>SPLURGE: Sofa (my butt is on it countless hours), Bed and Mattress. Handbags  and shoes &#8211; they instantly add style to inexpensive outfits. High threadcount sheets. Lighting. Plasma Samsung TV. Audi A6. the perfect black Narciso Rodriguez dress.</p>
<p>SCRIMP: Target T-shirts, esp. white ones that need to be tossed at the end of each summer, Banana Republic jeans over $300 brand-of-the-day,  Crate and Barrel Eva Zeisel china, treasure hunting at Neiman Marcus Last Call clearances (by the way, that&#8217;s where most of the bags, shoes, Narciso, Etro, Tori Burch, etc. in my closet come from), retro vintage finds, thrift shopping for unique items. Rugs I am going to no doubt spill red wine on I get from IKEA. Red wine on a $99 rug is no big deal; Red Wine on a Madeline Winerib is a tragedy. Throw pillows I can change out whenever I need a new look &#8211; Victoria Hagan made some great ones for Target awhile back.</p>
<p>I guess the answer is this &#8211; seeking out high quality items at discounts, finding high style at Target, finding unique items with flair thrift shopping myself instead of spending a fortune at Pieces Atlanta (which if you have the $$ is an AMAZING store).</p>
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		<title>By: Christine in DC</title>
		<link>http://www.shelterrific.com/2008/09/05/skimp-splurge/comment-page-1#comment-7616</link>
		<dc:creator>Christine in DC</dc:creator>
		<pubDate>Fri, 05 Sep 2008 17:31:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.shelterrific.com/?p=4879#comment-7616</guid>
		<description>I&#039;m glad I&#039;m at the point in my life now where scrimping isn&#039;t splurging! I remember being just out of college when Ikea almost seemed expensive (this period of my life is also known &quot;years of the papasan chair&quot;). I splurge on things that hit me just right that I KNOW I&#039;ll still love in a week, month, year, 10 and that are high quality...like the Angela Adams rug I recently bought. I bought a cheaper rug for my bedroom, but will probably have this one longer, and knowing it&#039;s guaranteed to not be made by child labor helped me feel more justified! When I saw it, I just knew it was right, there was no &quot;hmmm, maybe, I&#039;m not sure, I should look around more...&quot;</description>
		<content:encoded><![CDATA[<p>I&#8217;m glad I&#8217;m at the point in my life now where scrimping isn&#8217;t splurging! I remember being just out of college when Ikea almost seemed expensive (this period of my life is also known &#8220;years of the papasan chair&#8221;). I splurge on things that hit me just right that I KNOW I&#8217;ll still love in a week, month, year, 10 and that are high quality&#8230;like the Angela Adams rug I recently bought. I bought a cheaper rug for my bedroom, but will probably have this one longer, and knowing it&#8217;s guaranteed to not be made by child labor helped me feel more justified! When I saw it, I just knew it was right, there was no &#8220;hmmm, maybe, I&#8217;m not sure, I should look around more&#8230;&#8221;</p>
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		<title>By: Mary T</title>
		<link>http://www.shelterrific.com/2008/09/05/skimp-splurge/comment-page-1#comment-7615</link>
		<dc:creator>Mary T</dc:creator>
		<pubDate>Fri, 05 Sep 2008 17:04:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.shelterrific.com/?p=4879#comment-7615</guid>
		<description>That&#039;s a good observation, Tiffany. The first-class tickets I bought for a recent trip was a splurge that I regretted. It was nice to have more room and a couple free drinks, but not nearly worth the exorbitant price. I would have been better off invested in some good quality noise-cancelling headphones and using the rest of the money toward upgrading a hotel room or doing a side trip or activity like you mention. I did well on my sofa by buying it second-hand from someone who had barely used it.</description>
		<content:encoded><![CDATA[<p>That&#8217;s a good observation, Tiffany. The first-class tickets I bought for a recent trip was a splurge that I regretted. It was nice to have more room and a couple free drinks, but not nearly worth the exorbitant price. I would have been better off invested in some good quality noise-cancelling headphones and using the rest of the money toward upgrading a hotel room or doing a side trip or activity like you mention. I did well on my sofa by buying it second-hand from someone who had barely used it.</p>
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		<title>By: Tiffany S.</title>
		<link>http://www.shelterrific.com/2008/09/05/skimp-splurge/comment-page-1#comment-7614</link>
		<dc:creator>Tiffany S.</dc:creator>
		<pubDate>Fri, 05 Sep 2008 17:00:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.shelterrific.com/?p=4879#comment-7614</guid>
		<description>I would never skimp on a sofa, but until now we bought them at Pottery Barn. We paid a little more recently for our Thomasville and LaZBoy purchases.

Mostly I&#039;ve found that I tend to skimp on expensive experiences or vacation souvenirs and regret it. Later I think &quot;Oh we really should have done that Segway tour, zipline, whatever&quot; or &quot;I really should have bought that bracelet when we went to [fill in the blank destination].&quot; I&#039;ve learned to pony up for the experiences but still cheap out on the other reminders of wonderful trips. There are at least three things I wished I&#039;d bought at the Oregon coast. Not so sure why I froze up and got so frugal.</description>
		<content:encoded><![CDATA[<p>I would never skimp on a sofa, but until now we bought them at Pottery Barn. We paid a little more recently for our Thomasville and LaZBoy purchases.</p>
<p>Mostly I&#8217;ve found that I tend to skimp on expensive experiences or vacation souvenirs and regret it. Later I think &#8220;Oh we really should have done that Segway tour, zipline, whatever&#8221; or &#8220;I really should have bought that bracelet when we went to [fill in the blank destination].&#8221; I&#8217;ve learned to pony up for the experiences but still cheap out on the other reminders of wonderful trips. There are at least three things I wished I&#8217;d bought at the Oregon coast. Not so sure why I froze up and got so frugal.</p>
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		<title>By: Emily</title>
		<link>http://www.shelterrific.com/2008/09/05/skimp-splurge/comment-page-1#comment-7613</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Fri, 05 Sep 2008 16:13:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.shelterrific.com/?p=4879#comment-7613</guid>
		<description>Every time we&#039;ve skimped, we&#039;ve regretted it after. So we budget for high quality items, keep close track of what we need, and if possible, we buy used or on sale. If it&#039;s not on the need list, we don&#039;t buy it, even if it is on sale.

So 3 years after getting together, we&#039;re still looking for the *right* coffee table that doesn&#039;t make us want to cry when we look at it. And we&#039;re still using an end table that we really like as a stopgap entertainment center, while we hunt for the one that is just right. But my bike is just right, and we lucked out and nabbed it on sale... same with some new wool pants for him earlier this summer. Sooner or later the right entertainment center will turn up, and we&#039;ll fall upon it with a check in hand.</description>
		<content:encoded><![CDATA[<p>Every time we&#8217;ve skimped, we&#8217;ve regretted it after. So we budget for high quality items, keep close track of what we need, and if possible, we buy used or on sale. If it&#8217;s not on the need list, we don&#8217;t buy it, even if it is on sale.</p>
<p>So 3 years after getting together, we&#8217;re still looking for the *right* coffee table that doesn&#8217;t make us want to cry when we look at it. And we&#8217;re still using an end table that we really like as a stopgap entertainment center, while we hunt for the one that is just right. But my bike is just right, and we lucked out and nabbed it on sale&#8230; same with some new wool pants for him earlier this summer. Sooner or later the right entertainment center will turn up, and we&#8217;ll fall upon it with a check in hand.</p>
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		<title>By: Anne (in Reno)</title>
		<link>http://www.shelterrific.com/2008/09/05/skimp-splurge/comment-page-1#comment-7612</link>
		<dc:creator>Anne (in Reno)</dc:creator>
		<pubDate>Fri, 05 Sep 2008 15:12:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.shelterrific.com/?p=4879#comment-7612</guid>
		<description>Amber, that&#039;s a great system! We have something similar, we got a lot of useful stuff when we got married and now I am trying to fill in the gaps. We wait and wait and wait before we get furniture and then try and get something as nice as we can, and I hunt sale racks for things like linens (I just got an organic cotton Potterybarn comforter for 75% off, the only way I would ever be able to afford it) and accessories. I try not to cheap out on anything if I can help it, besides, everything goes on sale eventually...</description>
		<content:encoded><![CDATA[<p>Amber, that&#8217;s a great system! We have something similar, we got a lot of useful stuff when we got married and now I am trying to fill in the gaps. We wait and wait and wait before we get furniture and then try and get something as nice as we can, and I hunt sale racks for things like linens (I just got an organic cotton Potterybarn comforter for 75% off, the only way I would ever be able to afford it) and accessories. I try not to cheap out on anything if I can help it, besides, everything goes on sale eventually&#8230;</p>
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		<title>By: Amber</title>
		<link>http://www.shelterrific.com/2008/09/05/skimp-splurge/comment-page-1#comment-7611</link>
		<dc:creator>Amber</dc:creator>
		<pubDate>Fri, 05 Sep 2008 14:52:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.shelterrific.com/?p=4879#comment-7611</guid>
		<description>When I got married a year and a half ago, we needed to buy a few things to make life possible -- so we bought a couple of cheap chairs and household necessities until we could buy nicer ones.  Or in some cases, we bought used furniture than needed work that could be put off until later.  Now we have an &quot;upgrade&quot; priority list.  First we reupholstered our dining chairs.  Then we bought a new desk chair.  Buying one thing at a time allows us to save and buy a higher quality item.

However, I imagine this is easier for us because we live in a tiny NYC apartment.  Since we don&#039;t have space for many new things, we upgrade what we have and don&#039;t feel pressured to fill a larger space.</description>
		<content:encoded><![CDATA[<p>When I got married a year and a half ago, we needed to buy a few things to make life possible &#8212; so we bought a couple of cheap chairs and household necessities until we could buy nicer ones.  Or in some cases, we bought used furniture than needed work that could be put off until later.  Now we have an &#8220;upgrade&#8221; priority list.  First we reupholstered our dining chairs.  Then we bought a new desk chair.  Buying one thing at a time allows us to save and buy a higher quality item.</p>
<p>However, I imagine this is easier for us because we live in a tiny NYC apartment.  Since we don&#8217;t have space for many new things, we upgrade what we have and don&#8217;t feel pressured to fill a larger space.</p>
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		<title>By: Stephanie</title>
		<link>http://www.shelterrific.com/2008/09/05/skimp-splurge/comment-page-1#comment-7610</link>
		<dc:creator>Stephanie</dc:creator>
		<pubDate>Fri, 05 Sep 2008 14:39:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.shelterrific.com/?p=4879#comment-7610</guid>
		<description>We splurge on furniture. We try to buy nice furniture (nothing extravagant, but good quality) that will last for years. We started out with a bunch of cheap furniture that didn&#039;t last. It ends up being more expensive to replace things every few years than to just buy it nice the first time. I also splurge on cookware &amp; dishes.

I skimp on accessories. I get bored easily, so accessories are easy to change as I get bored. Cheap pillows really aren&#039;t much different than expensive ones. Target has some adorable home decor items.</description>
		<content:encoded><![CDATA[<p>We splurge on furniture. We try to buy nice furniture (nothing extravagant, but good quality) that will last for years. We started out with a bunch of cheap furniture that didn&#8217;t last. It ends up being more expensive to replace things every few years than to just buy it nice the first time. I also splurge on cookware &amp; dishes.</p>
<p>I skimp on accessories. I get bored easily, so accessories are easy to change as I get bored. Cheap pillows really aren&#8217;t much different than expensive ones. Target has some adorable home decor items.</p>
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