Our homeowner’s claims have been infrequent and run of the mill. But a week ago, we noticed our neighbors staring at their garage door. They looked puzzled and the door was half up and hanging at an odd angle. As we were leaving for a mini vacation, we didn’t do the neighborly thing and stop. When we got home, however, we saw the front of the garage was boarded up with plywood. Hmmm. Then our neighbor walked over and told us that when they opened the door, an eight-foot long long black rat snake got caught in one of the overhead tracks. It cut off close to a foot of the snake’s tail (that can’t be good) and broke the door. Several odd conversations with the insurance company later, our neighbors are finally scheduled to get a new door. The poor snake, I fear, probably did not fare as well. Care to share a homeowner’s or renter’s insurance claim that approaches this one for weirdness? — Sarah L.